Why use GICdirect

GICdirect.com Financial Services Ltd. was founded in 1999 to provide higher guaranteed investment rates, through an easy online format for a wide range of conservative investment needs. In November 2022 GICdirect Financial Services Ltd. became Monarch Wealth GIC Services Inc. doing business as GICdirect. GICdirect finds the highest available Guaranteed Investment Certificate (GIC) rates and provides you a simple, safe and secure process for getting the best GIC rate with flexibility and deposit insurance coverage.

Clients choose GICdirect as their GIC Broker because of our great GIC rates and our NO FEE services:

  • Average GIC rates are 1.00% to 1.50% higher than your retail branch!
  • Rates from over 40 financial institutions!
  • Personal service with over 125 Associate Offices across Canada!

By using our services, clients are able to implement a comprehensive cash management program that focuses on safety, convenience and a high rate of return for their guaranteed investments. We provide GICs for individual clients and corporate clients including, but not limited to:

  • Municipalities
  • Strata Councils and Property Managers
  • Developers
  • Trusts
  • Fraternal Organizations
  • Not-for-Profit Organizations

GIC terms range from 30 days to 5 years and are available from partially to fully cashable. Cashable GICs provide for designated and unexpected expenses, while locked in GICs have an advantage of a higher rate and can be customized to meet personal or corporate needs by using a laddering strategy to hedge against interest rate fluctuations.

Find out more! Call us at 250-592-7707 or 1-877-551-7283 or email us here.

Now that you’ve found us, bookmark our site so you can get quick access to our highest available GIC interest rates at the click of a button.